Personal Loans at Great Rates! Get a Personal Loan Online at the P2P Lending Marketplace

We are an online community for lending and borrowing money, with over 750,000 members and $156,000,000 in loans funded on Prosper.

Borrowers enjoy fixed monthly payments, no hidden fees and no pre-payment penalties.

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"You're helping others while getting a great return."
—John V., New York

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Featured Listings

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Debt consolidation

Paying off credit cards

$25,000.00 @ 19.51%

AA credit grade

65% DTI

24% funded

35 bids

Debt consolidation

Borrowing in Advance of Bonus

$14,950.00 @ 13.14%

A credit grade

6% DTI

22% funded

45 bids

Other use

Proper lender need help for a down payment to buy a land

$25,000.00 @ 19.51%

AA credit grade

Not calc. DTI

36% funded

55 bids

Other use

Help me pay for my Wedding Food

$5,000.00 @ 17.69%

AA credit grade

Not calc. DTI

91% funded

61 bids

Debt consolidation

Paying off high interest credit card debt

$14,700.00 @ 22.15%

B credit grade

Not calc. DTI

22% funded

33 bids

Business use

Marketing and Consolidation

$25,000.00 @ 19.51%

AA credit grade

31% DTI

41% funded

140 bids

Business use

Consolodate business loans

$25,000.00 @ 17.73%

AA credit grade

39% DTI

21% funded

76 bids

Business use

Start Up Fudge Shop in a harbor on a board walk

$25,000.00 @ 19.51%

AA credit grade

36% DTI

31% funded

100 bids

Debt consolidation

Total Debt Consolidation

$9,500.00 @ 35%

D credit grade

30% DTI

17% funded

19 bids

Meet Our Members

Check out our new Television and Radio Commercials.

"Very simple, very easy to understand and a great concept."
Read Kent's story.

"It was amazing. Almost immediately, I had 8 bids."
Read Lara's story.

Here's How It Works

Borrowers create a listing and set the interest rate they are willing to pay. Prosper facilitates personal loans for business use, home improvement, auto financing and more.
Lenders place bids as low as $50 toward the loan at the rate they are willing
to receive.
Bids with the lowest rates are combined into one simple loan to the borrower.
Loan proceeds are deposited directly into your bank account.

Awards

Prosper named one of the World's 50 Most Innovative Companies

Performancing Blog Awards "Best use of a Corporate Blog"

All loans are made by WebBank, a Utah-chartered Industrial Bank and sold to winning bidders registered as lenders with Prosper. Prosper "lenders" are loan purchasers. Each lender's results will differ depending on the default rate of the lender's portfolio, and may vary over the 3-year term of the loans. Loans and returns on loans are not FDIC-insured and have no Prosper guarantee. Loans may lose value.

Featured Listings

Meet Our Members

Here's How It Works

Awards

In the News